22 01, 2021

What is Long-Term Care and Who Provides It?

2021-01-22T10:41:12-05:00January 22nd, 2021|

Long-term care is the care you need if you can’t perform daily activities on your own for an extended period of time. There are a number of different ways that long-term care can be provided. Most long-term care involves assisting [...]

21 12, 2020

Who Should Purchase Long-Term Care Insurance?

2020-12-20T06:00:02-05:00December 21st, 2020|

Buying long-term care insurance is one way to protect against the high cost of long-term care. However, this type of insurance may not be for everyone, so consider all your options. Long-term care – care in a nursing home or [...]

20 08, 2019

What a Good Long-Term Care Insurance Policy Should Include

2020-12-20T05:56:01-05:00August 20th, 2019|

Nursing home and long-term care costs continue to rise and it is difficult to qualify for Medicaid to pay for nursing home costs. Long-term care insurance can help cover expenses, but long term care insurance contracts are notoriously confusing. How do [...]

28 05, 2019

What’s a Health Care Proxy and Why Do I Need One?

2019-05-18T18:32:12-04:00May 28th, 2019|

If you become incapacitated, who will make your medical decisions? A health care proxy allows you to appoint someone else to act as your agent for medical decisions. It will ensure that your medical treatment instructions are carried out, and it [...]

15 05, 2019

How to Fight a Nursing Home Discharge

2019-05-17T21:48:03-04:00May 15th, 2019|

Once a resident is settled in a nursing home, being told to leave can be very traumatic. Nursing homes are required to follow certain procedures before discharging a resident, but family members often accept the discharge without questioning it. Residents [...]

27 05, 2018

Medicaid Eligibility and the Qualified Income Trust (QIT)

2018-11-08T05:38:07-05:00May 27th, 2018|

Eligibility for Medicaid long-term care assistance depends on several factors, including: Citizenship/residency Being aged, blind, or disabled Asset limits Income limits Certain types of assets are non-countable and will not affect eligibility. However, the income cut-off is a clear line: [...]

23 05, 2018

Understanding Medicaid Long-Term Care Exemptions

2018-11-08T05:38:18-05:00May 23rd, 2018|

About 60% of New Jersey nursing home residents and more than 2/3 of those in New York long-term care facilities are reliant on Medicaid to cover the cost. While some of those residents were lower income or just didn’t plan [...]

25 03, 2018

Five Estate Issues You Shouldn’t Tackle on Your Own

2018-03-25T15:58:46-04:00March 25th, 2018|

When you’re planning for your own future and providing for your loved ones, it is always beneficial to have the knowledgeable guidance of an experienced estate lawyer. Though forms and software abound to help you create documents, there’s no substitute [...]